I started these a few weeks ago, and finally got them finished today. well, almost, I just have to stamp a greeting inside them.
The stamp is by Penny Black, called Adornment. I stamped it in Silver Encore pigment ink, and heat embossed with Stampendous 'Stardust' embossing powder, after trying out a few others.
The Merry Christmas sentiment was done in the same way.

I have the one that cuts in 1/4" and 1/2"

I used the 1/4" side for the main image, then later used the 1/2" side to round the top corner of the cards. It does a lovely job, and much more tidily than the other corner punches I've had over the years.Doesn't need any real effort to punch either, certainly less than a normal punch.I matted the image onto silver card and rounded the corners again. I used a mix of 2mm and 3mm acrylic gems, added with Pinflair glue gel.
When I came to mount the image, I thought the base card just TOO plain, so browsed my box of embossing folders. I have a couple with snowflakes etc on, but they seemed too busy. Then I came across this recent purchase, called 'Tied Together', by Couture Creations.

What I really liked about this folder was that the back part is slightly narrower than the front, which makes it easy to emboss the front of a card, right up to the fold. So I embossed all the card fronts, then rounded the corners.

The image is mounted with DST, and the sentiment with a couple of blobs of silicone glue.
The main image mounted on the card front, waiting for the sentiment & ribbon.
By the way, I used up all the scrap pieces of card from cutting out my images to stamp the sentiments onto, then trimmed them down and matted onto silver again.

Supplies:
Stamp, Penny Black Adornment
Silver Encore Pigment ink
Stampendous Stardust embossing powder
Acrylic gems, e-bay
Tied Together Embossing folder
White pearl card base
Red/silver narrow ribbon
Sentiment stamp
Corner chomper/rounder punch